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- Plan Effective Date: April 1, 2016
- Eligible Group(s): All active employees working at least three-quarter time.
1st of the month coinciding with or following 12 months of employment.
The employee must be in continuous active employment in an eligible group during the specified waiting period. If a break in service occurs where premiums are not being paid, upon returning to work, the waiting period must be met again before an employee may participate in the Long Term Disability Plan.
Who Pays for the Coverage
Your Employer pays the cost of your coverage.
180 calendar days of Disability caused by the same or a related sickness or injury, which must be accumulated within a 360 Calendar day period.
60% of monthly earnings up to a maximum benefit of $10,000 per month.